1. Photo Identity Proof
2. Latest Salary Slip/ Income Proof
3. Bank Account Statement / Pass Book (with updated entries)
4. Permanent Address Proof Any One (a) AADHAAR Card/ Passport/ Driving License/ Voter's Identity Card or Utility Bills i.e. Electric/ Landline Phone Bill of current address (not more than 2 months old)
5. In case of self employed individuals in addition to above documents you need to upload any business proof like GST registration certificate (if any), shop establishment certificate etc.
As per RBI regulations we require a few documents and signature from you on loan application form and NACH.
To take these documents our courier partner will contact you within 24 hours post your loan application.
In case you have not heard from our courier partner please contact us.
Our courier partner needs the following documents from you.
1. PAN card copy
2. Current Address Proof
Besides above you would be asked to give signatures on loan agreement and NACH form (to enable auto-debit of EMI).
In few exceptional cases you would be required to submit few other documents which our courier partner will inform you beforehand.
We charge a penalty interest @3% p.m. cumulative on the overdue amount from date of overdue to upto date of payment. If you pay very late, you will not be able to apply for another loan with us.
Your CIBIL score may get adversely affected if you pay late and there are overdue in loan and may affect your ability to raise loans from other banks and loan providers.