At PAISALO, We are very conscious that accelerated growth in our businesses cannot come at the cost of deteriorating environment,
social inequality or unfaithful governance.
How we do our business is as important as what we do.
With sustainable and responsible growth being the future of business growth, we are making the necessary changes to
embrace all or some parts of ESG in the upcoming years.
Our ESG reflects our responsibility to Environment, Shareholders and the Communities in which we operate.
(AS AT FY 2022)
Decent Work and Economic Environment REVENUE
EBITDA
PAT
ROA
ROE
EMPLOYMENT GENERATION
Industry innovation and infrastructure STATE
BRANCH NETWORK
DIGITAL PLATFORM IN
Helped SMALL AND MEDIUM BUSINESSES
Gender Equality. Reduced inequalities, Peace, Justice and strong institution good health and well being WOMEN CUSTOMERS
BOARD OF DIRECTORS
INDEPENDENT DIRECTORS
Gender Equality. Reduced inequalities, Peace, Justice and strong institution good health and well being PAPER CONSUMPTION
CASHLESS DISBURSEMENT
SOURCING AND SERVICING
CASHLESS COLLECTION
(ongoing initiatives)
Priti, aged 30 years, is a resident of Garhmukeshwar, Uttar Pradesh. She lives with her husband and two children. Priti’s financial position was not very stable with her husband’s earning of `200 per day, which was low for the survival of her family. She associated with PDL for her first loan to start the tailoring work. Priti now earns about `350 per day. She is now financially secure and plans to further strengthen and expand her business.
Sapna aged 32 years is a resident of Radaur, Haryana where she lives with her husband and children. Her husband’s earning was `7,000 per month, which was insufficient for the survival of her family. Sapna got associated with Paisalo and a loan was given to her by which she bought a sewing machine and started sewing clothes for ladies and children. Soon her tailoring business gained momentum and she now earns approximately ` 10,000 per month. Her family’s standard of living has improved. Sapna also intends to open a small tailoring shop and buy some more sewing machines which would enable her to give employment to other women in her village.
Jitendra Kaur, aged 32 years, is a resident of Gondwal Village, Ludhiana. She lives with her husband and two children. Jitendra’s financial position was not very stable with her husband’s earning of `300 per day was too low for the survival of her family. One year ago, she associated with Paisalo Digital Limited for her first loan to start a Kirana Store. Jitendra Kaur now earns about `250-350 per day. Looking at her growing business, her husband too supports her in business. She is now financially secure and plans to further strengthen her business.
Anita, aged 30 years, is a resident of Karnal, Haryana. She lives with her husband and two children. Anita’s financial position was not very stable because her husband’s earning was too low for the survival of her family. Last year, she got associated with Paisalo Digital Limited for her first loan to start a Cosmetic Shop. Anita now earns about `350 per day. Looking at her growing business, her husband too supports her in business. She is now financially secure and plans to further strengthen her business.
Champa Devi is a resident of a village near Keero Ka Mohalla, Tonk, Rajsthan where she lives with her husband and three children. Champa Devi belonged to a financially unstable family and sold vegetables. She needed to increase her income in order to meet her needs. She approached Paisalo for a loan so as to buy more vegetables. Now with the help of Paisalo’s financial literacy guidance and fund, she has opened another shop of vegetables even for her husband.
Dharmshila Paswan, aged 44 years, lives in Piro District Arrah, Bihar with her husband. Her husband’s income is not more than `300 per day and the income is also not reliable. She decided to open a grocery shop for which she needed money and approached Paisalo and secured the loan. She has started her own grocery shop. With PDL’s support, she is successfully running her business in the village.
Gaurra Nayak, aged 28 years, lives in Tonk, Rajsthan with her husband and three children. Gaura Nayak approached Paisalo last year for a loan and after due diligence, she was provided the loan. She used the loan amount for her business. She started a grocery shop her business started growing and has now achieved a decent scale. Her children are now studying in a good school. For her, all this was possible because of a loan from Paisalo, which is Available, Aware and Affordable.