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Corporate Presentation

Investor Information

Paisalo Digital Limited disseminates information on its operations and initiatives on a regular basis. The Paisalo Digital Limited website serves as a key investor awareness facility, allowing stakeholders to access information on Paisalo Digital Limited at their convenience. Paisalo Digital Limited’s dedicated investor relations personnel play a proactive role in disseminating information to both analysts and investors and respond to specific queries.

Annual General Meeting

Notice Outcome Voting Results
30th AGM (Financial Year 2020-21)
29th AGM (Financial Year 2020-21)
28th AGM (Financial Year 2019-20)
27th AGM (Financial Year 2018-19)
26th AGM (Financial Year 2017-18)
25th AGM (Financial Year 2016-17
24th AGM (Financial Year 2015-16)
23rd AGM (Financial Year 2014-15)
22nd AGM (Financial Year 2013-14)

EGM

Meeting Notice Attachment Outcome/Voting Result
Extraordinary General Meeting - 8.03.2021

Postal Ballot

Notice Ballot Form Attachment Voting Results
Postal Ballot May 2022
Postal Ballot Feb. 2020 -
Postal Ballot Dec. 2017

Board Meeting Intimation

Q1 Q2 Q3 Q4
Financial Results 2022-23 - -
Financial Results 2021-22
Financial Results 2020-21
Financial Results 2019-20
Financial Results 2018-19
Financial Results 2017-18
Financial Results 2016-17

Disclosure of events or Information

12-10-2022 Re-appointment of Director and Statutory Auditor
01-10-2022 Intimation U/R 30 of SEBI (LODR)
16-09-2022 Empanelment of Company as Corporate Business Correspondent in UCO Bank
15-09-2022 Intimation for change of address of Head Office of the Company  
12-09-2022 Allotment of 13,45,000 fully paid-up Equity Shares of Re. 1/- each, upon conversion of Warrants  
12-09-2022 Intimation of Board Meeting to be held on 12.09.2022 
03-09-2022 Allotment of 85,55,000 fully paid-up Equity Shares of Re. 1/- each, upon conversion of Warrants 
31-07-2022 Intimation of Board Meeting to be held on 03.09.2022 
06-08-2022 Intimation of AGM date & Book Closure dates and proposed incorporation
of wholly owned subsidiaries of the company 
02-07-2022 Intimation of Committee Meeting to be held on 6.07.2022 
01-07-2022 Submission of amended MOA 
11-06-2022 Resolutions passed through Postal Ballot-Split of shares and appointment/reappointment of Directors 
24-05-2022 Signing of Co-Lending Loan Agreement with UCO Bank 
11-05-2022 Investor Presentation  
09-05-2022 Redemption of Listed Secured Redeemable Non-Convertible Debentures  
06-05-2022 Outcome of Board meeting held on 6.05.2022  
22-04-2022 Permission from the Government of India to perform authentication  
28-03-2022 Enhancementof Credit Facilities by Bank of Baroda and reduction in rate of interest  
25-03-2022 Allotment of 8,10,000 fully paid-up Equity Shares of Rs. 10/- each, upon  
23-03-2022 conversionof the equivalent number of Warrants  
14-03-2022 Allotment of 8,10,000 fully paid-up Equity Sharesof Rs. 101- each, upon
conversion of the equivalent number of Warrants  
25-02-2022 Redemption of Listed Secured Redeemable Non Convertible Debentures  
07-02-2022 Appointment of Secretarial Auditor  
05-02-2022 Issue and Allotment of Unlisted UnsecuredNCD  
01-02-2022 Intimation of Committee Meetings for raising funds  
21-12-2021 Signing of Co-Lending Loan Agreement with Punjab National Bank  
10-11-2021 Change of CFO  
01-10-2022 Submissionof amendedMemorandumandArticles of Associations  
29-09-2021 Signing of Co-Lending LoanAgreementwith State Bank of India  
27-09-2021 Signing of BusinessCorrespondentAgreementwith State Bank of India  
27-09-2021 Issue and Allotment of Unlisted Unsecured NCD  
24-09-2021 Compliance under regulation 57(4) of the SEBI (LODR) Regulations, 2015  
11-09-2021 Intimation of Committee Meetings for raising funds  
17-09-2021 Redemption of Unlisted Unsecured Redeemable Non Convertible Debenture  
17-09-2021 Issue and Allotment of Unlisted Unsecured NCDs  
17-09-2021 Intimation of Committee Meetings for raising fun  
27-09-2021 Issue and Allotment of Unlisted  
24-09-2021 Compliance under regulation 57(4) of the SEBI (LODR) Regulations, 2015  
22-09-2021 Intimation of Committee Meetings for raising funds  
17-09-2021 Issue and Allotment of Unlisted  
17-09-2021 Redemption of Unlisted Unsecured Redeemable Non ConvertibleDebentures  
11-09-2021 Intimation of Committee Meetings for raising funds  
14-08-2021 Intimation as per Regulation 30 of the SEBI (Listing Obligations and Disclosure  
30-07-2021 Resignation of Independent Director  
30-07-2021 Appointment of Mr. Sunil Srivastav as Honorary Advisor to the Board of the Company  
30-07-2021 Issue and Allotment of Unlisted Unsecured NCDs  
27-07-2021 Intimation of Committee Meetings for raising funds  
19-07-2021 Intimation regarding selection of the Company by State Bank of India for engagementas Corporate
Business Corresponden  
04-06-2021 Outcome of Board Meeting held on June 4, 2021 to approve financial results for the quarter/year
ended March 31,2021  
17-03-2021 Intimation of Committee Meeting  
11-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
04-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
04-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
03-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
23-02-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
18-02-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
16-02-2021 Issue and Allotment of Unlisted Unsecured NCD  
11-02-2021 Intimation of Committee Meetings for raising funds  
06-02-2021 Outcome of Board Meeting held on February 6, 2021 to approve financial results
for the quarter & Nine Months ended December 31, 2020  
02-02-2021 Intimation of Board Meeting- Addendum Notice of Board Meeting to be held on February 6, 2021  
11-12-2020 Issue and Allotment of Unlisted Unsecured NCDs  
08-12-2020 Intimation of Committee Meetings for raising funds  
04-12-2020 Issue and Allotment of Unlisted Unsecured NCDs  
30-11-2020 Intimation of Committee Meetings for raising funds  
10-11-2020 Intimation of Allotment of Listed, Senior and Secured Non-Convertible Debentures  
05-11-2020 Outcome of Operations and Finance Committee to issue Secured, rated, Listed,
Reedemable, Taxable non-Convertible Debentures  
05-11-2020 Intimation of Committee Meetings for raising funds  
02-11-2020 Intimation of Committee Meetings for raising funds  
30-09-2020 Intimation of Board I Committee Meetings for Fund Raising  
23-07-2020 Disclosure for listing of 10.50 % Secured, Redeembale, Non Convertible, Rated, Listed, Taxable Bonds on
Wholesale Debt Market segment of BSE Limited.
16-07-2020 Allotment of Non-Convertible Debentures on private placement basis  
26-05-2020 Disclosure of material impact of COVID–19 pandemic  
03-10-2019 Signing of Co-origination Loan Agreement with Bank of Baroda  
25-09-2019 Enhancement of Credit facilities by Bank of Baroda  
21-09-2019 Signing of Co-origination Loan Agreement with Bank of Maharashtra  
01-07-2019 Disclosure of Credit Rating  
21-05-2019 Submission of Order of Hon'ble National Company Law Tribunal sanctioning the Scheme
of Arrangement/Amalgamation between Agarwal Meadows Private Limited and Paisalo Digital Limited.  
17-05-2019 Outcome of Board Meeting-Appointment/Re-appointment/Resignation of KMP & Internal Auditor  
08-04-2019 Signingof Co-origination LoanAgreementwith State Bankof India  

Intimation of Record and Payment Date for Interest/redemption of NCDs and Payment of
Interest/Principal

Credit Rating

Snapshot of Financials

Years (Rs. in millions) Particulars
Total Disbursements Total Income Profit After Tax Earning per Share (Rs.)
March 31, 2022 16343.40 3563.98 787.14 18.59
March 31, 2021 14238.10 3115.48 576.38 13.63
March 31, 2020 14975.00 3374.51 540.39 12.78
March 31, 2019 15068.42 3177.39 567.72 14.00 (FV Rs.10)
March 31, 2018 14892.30 2874.96 568.50 14.02 (FV Rs.10)
March 31, 2017 14133.80 2495.18 512.91 12.65 (FV Rs.10)
March 31, 2019 15068.42 3177.39 567.72 14.00 (FV Rs.10)
March 31, 2016 13839.69 1933.67 451.31 11.13 (FV Rs.10)
March 31, 2015 11473.79 1783.97 445.15 10.98 (FV Rs.10)
March 31, 2014 11801.80 2097.27 562.49 13.87 (FV Rs.10)
March 31, 2013 11926.92 2190.43 704.46 17.30 (FV Rs.10)
March 31, 2012 9820.78 2109.84 703.20 15.62 (FV Rs.10)

Quarterly Financial Results

Unaudited Audited
Q1 Q2 Q3 Q4
Financial Year 2022-23 - -
Financial Year 2021-22
Financial Year 2020-21
Financial Year 2019-20
Financial Year 2018-19
Financial Year 2017-18
Financial Year 2016-17
Financial Year 2015-16
Financial Year 2014-15
Financial Year 2013-14
Financial Year 2012-13
Financial Year 2010-11

Disclosure of Related Party Transactions

H1 H2
Financial Year 2022-23 -
Financial Year 2021-22
Financial Year 2020-21
Financial Year 2019-20
Financial Year 2019-20
Financial Year 2018-19

Shareholding Pattern

Quote

BSE

NSE

Annual Reports

Composition of Various Committee

Name Designation Category
Audit Committee
Mr. Gauri Shankar Chairman Independent
Mr. Harish Singh Member Executive
Mr. Naresh Kumar Jain Member Independent
Stakeholders Relationship Committee
Mr. Naresh Kumar Jain Chairman Independent Director
Mr. Gauri Shankar Member Independent Director
Mr. Raman Aggarwal Member Independent Director
Nomination and Remuneration Committee
Mr. Raman Aggarwal Chairman Independent Director
Mrs. Nisha Jolly Member Women Independent Director
Mr. Vijuy Ronjan Member Independent Director
Risk Management Committee
Mr. Gauri Shankar Chairman Independent Director
Mr. Sunil Agarwal Member Managing Director
Mr. Harish Singh Member Executive Director
Mr. Gaurav Chaubey Member Employee
Asset Liability Management Committee
Mr. Sunil Agarwal Chairman Manging Director
Mr. Harish Singh Member Executive Director
Mr. Gaurav Chaubey Member Employee
Ms.Nidhi Gupta Member Employee
Corporate Social Responsibility Committee
Mr. Harish Singh Chairman Executive Director
Mr. Sunil Agarwal Member Managing Director
Mr. Vijuy Ronjan Member Independent Director
Operations and Finance Committee
Mr. Harish Singh Chairman Executive Director
Mr. Sunil Agarwal Member Managing Director
Mrs. Nisha Jolly Member Independent Director
IT Strategy Committee
Mrs. Nisha Jolly Chairman Independent Director
Mr. Harish Singh Member Executive Director
Mr. Santanu Agarwal Member Deputy CEO
Mr. Kailash Singh Member Employee
Mr. Shiv Kumar Tyagi Member Employee
IT Steering Committee
Mr. Harish Singh Chairman Executive Director
Mr Santanu Agarwal Member Deputy CEO
Mr. Kailash Singh Member Employee
Interest Rates and Gradation Risk
Interest Rates and Gradation Risk
UNCLAIMED DIVIDEND
DETAILS OF UNCLAIMED DIVIDEND
IEPF Unclaimed Dividend 2014-2021
DETAILS OF SHARES REQUIRED TO BE TRANSFERRED TO IEPF
2022
NEWSPAPER ADVERTISEMENT
2022
DETAILS OF SHARES TRANSFERRED TO IEPF

Company’s Business

Paisalo Digital Limitedis registered as a category “B” – Non-Deposit taking NBFC with Reserve Bank of India. Initially, it was promoted as a private limited company under the Companies Act, 1956, on 05th March, 1992. Company is in lending business primarily focused on following two segments A. Small Finance Division B. Corporate Loan Division.

Secretarial Compliance Report

Disclosure of events or Information

12-10-2022 Re-appointment of Director and Statutory Auditor
01-10-2022 Intimation U/R 30 of SEBI (LODR)
16-09-2022 Empanelment of Company as Corporate Business Correspondent in UCO Bank
15-09-2022 Intimation for change of address of Head Office of the Company  
12-09-2022 Allotment of 13,45,000 fully paid-up Equity Shares of Re. 1/- each, upon conversion of Warrants  
12-09-2022 Intimation of Board Meeting to be held on 12.09.2022 
03-09-2022 Allotment of 85,55,000 fully paid-up Equity Shares of Re. 1/- each, upon conversion of Warrants 
31-07-2022 Intimation of Board Meeting to be held on 03.09.2022 
06-08-2022 Intimation of AGM date & Book Closure dates and proposed incorporation
of wholly owned subsidiaries of the company 
02-07-2022 Intimation of Committee Meeting to be held on 6.07.2022 
01-07-2022 Submission of amended MOA 
11-06-2022 Resolutions passed through Postal Ballot-Split of shares and appointment/reappointment of Directors 
24-05-2022 Signing of Co-Lending Loan Agreement with UCO Bank 
11-05-2022 Investor Presentation  
09-05-2022 Redemption of Listed Secured Redeemable Non-Convertible Debentures  
06-05-2022 Outcome of Board meeting held on 6.05.2022  
22-04-2022 Permission from the Government of India to perform authentication  
28-03-2022 Enhancementof Credit Facilities by Bank of Baroda and reduction in rate of interest  
25-03-2022 Allotment of 8,10,000 fully paid-up Equity Shares of Rs. 10/- each, upon  
23-03-2022 conversionof the equivalent number of Warrants  
14-03-2022 Allotment of 8,10,000 fully paid-up Equity Sharesof Rs. 101- each, upon
conversion of the equivalent number of Warrants  
25-02-2022 Redemption of Listed Secured Redeemable Non Convertible Debentures  
07-02-2022 Appointment of Secretarial Auditor  
05-02-2022 Issue and Allotment of Unlisted UnsecuredNCD  
01-02-2022 Intimation of Committee Meetings for raising funds  
21-12-2021 Signing of Co-Lending Loan Agreement with Punjab National Bank  
10-11-2021 Change of CFO  
01-10-2022 Submissionof amendedMemorandumandArticles of Associations  
29-09-2021 Signing of Co-Lending LoanAgreementwith State Bank of India  
27-09-2021 Signing of BusinessCorrespondentAgreementwith State Bank of India  
27-09-2021 Issue and Allotment of Unlisted Unsecured NCD  
24-09-2021 Compliance under regulation 57(4) of the SEBI (LODR) Regulations, 2015  
11-09-2021 Intimation of Committee Meetings for raising funds  
17-09-2021 Redemption of Unlisted Unsecured Redeemable Non Convertible Debenture  
17-09-2021 Issue and Allotment of Unlisted Unsecured NCDs  
17-09-2021 Intimation of Committee Meetings for raising fun  
27-09-2021 Issue and Allotment of Unlisted  
24-09-2021 Compliance under regulation 57(4) of the SEBI (LODR) Regulations, 2015  
22-09-2021 Intimation of Committee Meetings for raising funds  
17-09-2021 Issue and Allotment of Unlisted  
17-09-2021 Redemption of Unlisted Unsecured Redeemable Non ConvertibleDebentures  
11-09-2021 Intimation of Committee Meetings for raising funds  
14-08-2021 Intimation as per Regulation 30 of the SEBI (Listing Obligations and Disclosure  
30-07-2021 Resignation of Independent Director  
30-07-2021 Appointment of Mr. Sunil Srivastav as Honorary Advisor to the Board of the Company  
30-07-2021 Issue and Allotment of Unlisted Unsecured NCDs  
27-07-2021 Intimation of Committee Meetings for raising funds  
19-07-2021 Intimation regarding selection of the Company by State Bank of India for engagementas Corporate
Business Corresponden  
04-06-2021 Outcome of Board Meeting held on June 4, 2021 to approve financial results for the quarter/year
ended March 31,2021  
17-03-2021 Intimation of Committee Meeting  
11-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
04-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
04-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
03-03-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
23-02-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
18-02-2021 Intimation of Schedule of Analyst/Institutional Investors Meeting  
16-02-2021 Issue and Allotment of Unlisted Unsecured NCD  
11-02-2021 Intimation of Committee Meetings for raising funds  
06-02-2021 Outcome of Board Meeting held on February 6, 2021 to approve financial results
for the quarter & Nine Months ended December 31, 2020  
02-02-2021 Intimation of Board Meeting- Addendum Notice of Board Meeting to be held on February 6, 2021  
11-12-2020 Issue and Allotment of Unlisted Unsecured NCDs  
08-12-2020 Intimation of Committee Meetings for raising funds  
04-12-2020 Issue and Allotment of Unlisted Unsecured NCDs  
30-11-2020 Intimation of Committee Meetings for raising funds  
10-11-2020 Intimation of Allotment of Listed, Senior and Secured Non-Convertible Debentures  
05-11-2020 Outcome of Operations and Finance Committee to issue Secured, rated, Listed,
Reedemable, Taxable non-Convertible Debentures  
05-11-2020 Intimation of Committee Meetings for raising funds  
02-11-2020 Intimation of Committee Meetings for raising funds  
30-09-2020 Intimation of Board I Committee Meetings for Fund Raising  
23-07-2020 Disclosure for listing of 10.50 % Secured, Redeembale, Non Convertible, Rated, Listed, Taxable Bonds on
Wholesale Debt Market segment of BSE Limited.
16-07-2020 Allotment of Non-Convertible Debentures on private placement basis  
26-05-2020 Disclosure of material impact of COVID–19 pandemic  
03-10-2019 Signing of Co-origination Loan Agreement with Bank of Baroda  
25-09-2019 Enhancement of Credit facilities by Bank of Baroda  
21-09-2019 Signing of Co-origination Loan Agreement with Bank of Maharashtra  
01-07-2019 Disclosure of Credit Rating  
21-05-2019 Submission of Order of Hon'ble National Company Law Tribunal sanctioning the Scheme
of Arrangement/Amalgamation between Agarwal Meadows Private Limited and Paisalo Digital Limited.  
17-05-2019 Outcome of Board Meeting-Appointment/Re-appointment/Resignation of KMP & Internal Auditor  
08-04-2019 Signingof Co-origination LoanAgreementwith State Bankof India  

Email address for grievance redressal

Email address for grievance redressal

Contact Details

Contact information for assisting and handling investor grievances

Name Mr. Manendra Singh
Designation Company Secretary
Email cs@paisalo.in
Contact no. 011-43518888
Address 101 CSC, Pocket 52, Near Police Station, CR Park New Delhi-110019

Contact Details of Personnel Authorised for Determining

Name Mr. Harish Singh
Designation Executive Director
Email harish@paisalo.in
Contact no. 0562-4028888
Address Block 54, First Floor, Sanjay Place, Agra-282002

Details of Nodal Officer

Name Mr. Manendra Singh
Designation Company Secretary
Email cs@paisalo.in
Contact no. 011-43518888
Address CSC, Pocket 52, Near Police Station, CR Park, New Delhi-110019

Contact details of debenture trustee for secured listed non convertible debentures

Name lDBI Trusteeship Services Limited (Debenture Trustee)
Attention Mr. Naresh A Sachwani / Deepak Avasthi
Email Mr. Naresh A Sachwani / Deepak Avasthi
Contact no. 011-43518888
Address Asian Building, Ground Floor, 17 R, Kamani Marg, Ballard Estate Mumbai - 400001